I went to 3 different orthodontists before I finally decided to go for it, but yesterday I got my braces on. I now officially look like I am 14. Oh well, they tell me they will only be on for 16–20 months, and the end result should be worth it.
Oh, and Michigan State beat Michigan in football today (for the second year in a row), hence the shirt.
Anyway, onto the financials, since part of my day zero goal was to figure out how to pay for the braces…
Total cost: $6400
- I get an educator’s discount of 10% ($640).
- My insurance will pay $2000.
- I used $2000 from my savings to make a down payment on 8/31.
- I put another $1400 into my flex savings account, to be used towards the braces.
- Which leaves the remaining $360 on my credit card, with the intent to pay it off using this month’s extra paycheck (October is a 3 paycheck month, hooray!).
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It’s funny how we take these things for granted when we’re small. My mom paid for mine when I was in middle school and we don’t think of the cost of these kinds of things when we get older. $6400. Great investment though. Good luck with soft bread. That’s an effin’ bitch. :)
Cheers.
Jeremy